Payment Policy

Effective Date: January 7, 2025

Welcome to worldbina.com! This Payment Policy outlines the terms and conditions governing payments made through our website for your convenience and understanding. By making a purchase on worldbina.com, you agree to the terms outlined below.

1. Accepted Payment Methods

We accept the following payment methods to ensure a secure and seamless checkout experience:

  • Credit/Debit Cards: Visa, MasterCard, American Express, and Discover.

  • PayPal: For fast and secure transactions.

  • Digital Wallets: Google Pay, Apple Pay, and other supported wallets.

  • Bank Transfers: Available for bulk or wholesale purchases (contact customer support for details).

All transactions are processed in USD unless stated otherwise.

2. Payment Security

We prioritize the security of your financial information. To ensure your data is protected:

  • All payment information is encrypted using SSL (Secure Socket Layer) technology.

  • Payments are processed through trusted third-party providers that comply with PCI DSS (Payment Card Industry Data Security Standard).

  • We do not store your full payment details on our servers.

If you suspect unauthorized activity on your account, please contact us immediately at info@worldbina.com or (973) 248-0981.

3. Order Confirmation

3.1 Payment Authorization

Once your payment is successfully processed, you will receive an order confirmation via email. This confirmation will include:

  • Order number

  • Item details

  • Billing and shipping address

  • Payment method (last four digits of the card, if applicable)

3.2 Pending Payments

If a payment remains pending or is flagged for verification, we will notify you promptly. Orders will not be processed until payment issues are resolved.

4. Pricing and Taxes

4.1 Product Pricing

All prices displayed on worldbina.com are inclusive of applicable taxes unless otherwise stated. Prices are subject to change without prior notice.

4.2 Sales Tax

Sales tax will be applied based on your shipping address and applicable local laws. The final amount, including taxes, will be displayed at checkout.

5. Refunds and Disputes

5.1 Refund Eligibility

Refunds are processed in accordance with our Return and Refund Policy. Eligible refunds will be credited back to the original payment method within 5-10 business days of approval.

5.2 Payment Disputes

If you notice discrepancies or unauthorized charges, please notify us immediately at info@worldbina.com. We will investigate and work with you and the payment provider to resolve the issue.

6. Failed or Declined Payments

If your payment fails or is declined, please:

  • Verify that your payment details are entered correctly.

  • Ensure your card has sufficient funds or is not expired.

  • Contact your bank or payment provider for assistance.

For further support, you may reach us at info@worldbina.com or (973) 248-0981.

7. Payment Modifications

Once an order is placed, modifications to payment details (e.g., changing the payment method) may not be possible. For urgent changes, please contact customer support immediately.

8. Bulk and Wholesale Orders

For bulk or wholesale orders, customized payment options may be available. Please contact us directly at info@worldbina.com for more information.

9. Contact Us

If you have any questions or concerns regarding this Payment Policy or your transactions, please contact us:

Thank you for shopping with Worldbina! Your satisfaction and security are our top priorities.